Give yourself some credit. Or, at the very least, know how much credit you have.

Equifax Canada Inc. recommends you examine your credit report every two or three years to ensure it is accurate. They provide an online investigation process that can provide error corrections and dispute resolutions within a couple of business days.

Equifax receives your credit information directly from the financial institutions and retail outlets you use. This is the report lenders refer to whenever you apply for loans or credit. Equifax compiles your credit information and makes this credit report available to lenders.

To obtain your credit report – at no charge – contact Equifax at 1.800.465.7166.

Or – for a fee of $14.50 – access your credit report instantly by visiting Equifax online.